Security & compliance
built in
DB ZION ALPHA is regulated by the Polish Financial Supervision Authority (UKNF) under the Virtual Currency Activities framework — operating under AML 5th & 6th Directives and aligned with MiCA requirements.
License & Regulation
- Entity
- DB ZION ALPHA Sp. z o.o.
- Country
- Republic of Poland
- KRS number
- 0001043322
- VASP register
- RDWW-8221
- Supervisor
- Polish Financial Supervision Authority (UKNF)
- Framework
- AML 5/6 Directives · MiCA-aligned
Compliance framework
Every merchant and transaction is covered by our layered AML/CFT controls.
AML / CFT
Full KYC onboarding, sanctions screening (OFAC, EU, UN, FATF), automated transaction monitoring.
PEP Screening
Politically Exposed Persons identification with enhanced due diligence (EDD) workflows.
Travel Rule
FATF Travel Rule compliance for virtual asset transfers at or above €1,000.
GDPR
Data minimization, retention controls, subject rights exercised via privacy@zionpayment.com.
Sanctions Screening
Real-time screening against OFAC, EU, UN, UK HM Treasury, and Canadian sanctions lists.
SAR Reporting
Suspicious Activity Reports filed with the Polish Financial Intelligence Unit (GIIF).
Infrastructure security
Technical controls protecting merchant funds, API keys, and customer data.
- Custody: Cold/warm split storage, multi-signature wallets, no single-party access to funds.
- Encryption: TLS 1.3 in transit; AES-256 at rest for all sensitive identifiers and PII.
- Access control: Role-based access control (RBAC), full audit logging, least-privilege principle enforced.
- Monitoring: 24/7 alerting on anomalous transaction patterns with automated escalation.
- Pen testing: Annual external penetration testing by independent third-party auditors.
- Incident response: Published incident runbook, defined response SLAs, post-incident reports for affected merchants.
Supported sanctions lists
- US Office of Foreign Assets Control (OFAC)
- European Union Consolidated Financial Sanctions
- United Nations Security Council Sanctions
- UK HM Treasury Financial Sanctions
- Canadian Consolidated Autonomous Sanctions List
Restricted jurisdictions and US-state limits are listed in our Terms→
Questions about our compliance program?
Our compliance team responds to due-diligence inquiries within one business day.
Talk to compliance